/roles — ROLE_269

Senior Backend Engineer

Venture-backed consumer fintech startup offering cash advances and credit-building tools to Americans overlooked by banks

The role

COMP
$120K - $200K
LOCATION
Seattle
WORKPLACE
On-site
EXPERIENCE
2 - 5 years
VISA
None, Visa transfers
STACK
Go, GCP, MySQL, Kubernetes, K8s, CI/CD
INDUSTRY
Fintech, Financial Services

The company

Consumer fintech startup offering cash advances, credit building, and tax tools to hard-working Americans who are underserved by traditional banks.

STAGE
Series A-stage
FUNDING
$20M+ raised
TEAM
~50 people
FOUNDED
2018
BACKING
VC-backed

JD — the work

About the role

You would help rebuild the company's cash advance platform, taking it from a scrappy early system to one that can support hundreds of millions of dollars in originations. It is a generalist backend role: you start from a business goal and own the technical solution fully, spanning financial infrastructure, distributed services, internal tools, and data pipelines. The company builds its ledgers and payment systems in-house, rewards output and impact, and works on-site in Seattle.

What you'll do

  • Rebuild the core ledger, transaction processing, and payment integrations to handle 5 to 10x more originations
  • Build dependable collection systems that execute precise debits on thousands of small advances each day
  • Ingest and process large volumes of partner-supplied customer bank data to drive underwriting and collections
  • Use SQL and analytics to guide engineering choices, track system health, and confirm business results
  • Run event-driven services on Pub/Sub with asynchronous processing

What they're looking for

  • 2 to 5 years of engineering, with backend work making up half or more of your career
  • A concrete business result you delivered with technology, beyond simply adding features
  • Startup or high-growth experience (Series A or B preferred) and comfort with little direction
  • Distributed, data-heavy backend experience; the stack is Go, MySQL, GCP, and Kubernetes
  • Data-driven habits: writing SQL, building analyses, and steering by metrics in consumer fintech
  • Willingness to work on-site full time in Seattle
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